Have recent rate hikes made you nervous about taking the plunge into the property market? You’re not alone; it’s a buyer’s market for a reason. Here’s how to stay cool and calm when buying your next property. Continue reading “Take the heat off rate hike fears with these 4 tips for buyers”
How to prepare for a fixed-rate mortgage cliff
Do you have a fixed-rate mortgage contract that’s coming to an end soon? It can be a stressful time, particularly with rate rise news dominating the headlines. So today we’ve got some tips for a smooth transition. Continue reading “How to prepare for a fixed-rate mortgage cliff”
RBA hikes the cash rate for the ninth time in a row, to 3.35%
The Reserve Bank of Australia (RBA) has kicked off 2023 by increasing the cash rate a further 25 basis points to 3.35%. How much will this rate hike increase your mortgage repayments in 2023, and how high is the cash rate expected to go? Continue reading “RBA hikes the cash rate for the ninth time in a row, to 3.35%”
Considering refinancing your mortgage? Here are some questions to ask
Home loan not up to scratch? Looking for a better rate? Or do you want to unlock equity? Then refinancing could be for you. But there are some important questions to ask first. Continue reading “Considering refinancing your mortgage? Here are some questions to ask”
Can a job switch affect your mortgage application?
Changing jobs may offer more perks – higher income, greater fulfilment, and the opportunity for growth are often things people look for in a new gig. But could it also impact your mortgage application? Continue reading “Can a job switch affect your mortgage application?”
RBA lifts cash rate for the sixth month in a row to 2.60%
The Reserve Bank of Australia (RBA) has hiked the official cash rate by another 25 basis points to 2.60%. How much will this rate hike increase your monthly mortgage repayments, and when will it kick in? Continue reading “RBA lifts cash rate for the sixth month in a row to 2.60%”
How to escape renting and get into the property market
The recent decline in rental properties has caused many to feel uncertain about their housing situation. Here’s how you can leave renting in the dust and make homeownership a reality. Continue reading “How to escape renting and get into the property market”
How long does it take for an interest rate rise to kick in?
Household budgets around the country are feeling the brunt of five back-to-back rate hikes. And we’ve been warned more are on the way. But just how long does it take for each rate rise to impact your monthly mortgage repayments? Continue reading “How long does it take for an interest rate rise to kick in?”
Is now a good time to buy?
Recent back-to-back interest rate hikes have led to a cooling of the property market, and with more rate rises predicted, you may feel like pumping the brakes on purchasing. But could the current climate offer opportunities? Continue reading “Is now a good time to buy?”
RBA hikes the cash rate for fifth straight month to 2.35%
The Reserve Bank of Australia (RBA) has hiked the official cash rate by another 50 basis points to 2.35%. Here’s how much you can expect to pay on your mortgage going forward and how we could give you a helping hand. Continue reading “RBA hikes the cash rate for fifth straight month to 2.35%”
